Wagering Requirement Calculator
Enter a bonus offer’s numbers — deposit, bonus, wagering multiple, and game contribution — and see the real playthrough total with the formula written out. No operator data, no offers, just the arithmetic. 18+ only.
Amounts are shown in dollarsfor reading — the arithmetic is the same. This is not an operator’s settlement currency.
Enter the offer’s numbers and press Calculate wagering. The worked example below shows the same math by hand.
How this is calculated
The model is four steps of arithmetic on the numbers you enter. Nothing is fetched from any casino, and worked figures are hypothetical examples, not offers.
- Total starting balance = deposit + bonus. What sits in the account when play begins.
- Qualifying wagering base= the bonus alone, or deposit + bonus, depending on which the offer’s multiple applies to.
- Gross wagering requirement = qualifying base × wagering multiple.
- Adjusted playthrough = gross requirement ÷ contribution rate. At 50% contribution you must stake twice the gross figure; at 10%, ten times.
If you provide a max bet, the calculator also shows the minimum number of bets needed while staying under the cap. If you provide an expiry, it shows the average stake per day required to finish in time. The full sourcing contract is on the methodology page.
Worked example (hypothetical)
A $100 deposit triggers a $100 bonus with a 35x requirement on the bonus only, and you play a game that contributes 100%:
- Total starting balance: $100 + $100 = $200
- Qualifying base: $100 (bonus only)
- Gross wagering: $100 × 35 = $3,500
- Adjusted playthrough: $3,500 ÷ 1.00 = $3,500 of total stakes
Same offer, but the multiple applies to deposit + bonus and your game contributes 20%: the base becomes $200, gross wagering $7,000, and adjusted playthrough $7,000 ÷ 0.20 = $35,000 — ten times the first example, from two lines of small print. You can reproduce every step with a pocket calculator. Figures use dollars as a reading currency; switch the calculator to euros if that matches the offer you are checking.
Assumptions and limitations
- The contribution rate you enter applies uniformly to all your play.
- The model ignores game restrictions, maximum cashout rules, payment-method exclusions, and every other term it does not ask about. The max-bet and expiry figures are feasibility arithmetic, not compliance checks.
- Results are a model of the terms you typed, not a statement about any casino’s actual offer, and not a prediction of wins or losses.
- This is education — not gambling, legal, tax, or financial advice.
Play within limits
A wagering requirement is a cost disclosure, not a target. Decide your money and time limits before you play, never stake money needed for essentials, and do not chase losses. If gambling is causing harm, skip the math and use the independent help resources on our responsible gambling page. 18+ only.
Frequently asked questions
Does the deposit count toward wagering?
It depends on the offer. Some bonuses apply the multiple to the bonus only; others apply it to deposit + bonus, which roughly doubles the requirement for a 100% match. The calculator has a toggle for both, and the offer's own terms are always the authority.
What does 100% game contribution mean?
Every dollar (or euro) you stake counts fully toward the wagering requirement. At 20% contribution, only $0.20 of each $1 bet counts, so you must stake five times more in total. Contribution rates are listed in each bonus's terms and vary by game type.
What does a 35x wagering requirement mean?
You must place bets totalling 35 times the qualifying amount before bonus-related funds can typically be withdrawn. For a $100 bonus with the multiple on the bonus only, that is $3,500 of total stakes — before any contribution adjustment.
What happens if I bet more than the max bet?
Many bonus terms void the bonus, and sometimes associated winnings, if a single bet exceeds the stated cap while wagering is active. This calculator only shows how many bets the cap implies — always check the specific offer's rule.
Is the result a prediction of what I will win or lose?
No. The calculator converts stated terms into the total stake the offer demands. It does not model game outcomes, does not predict your session, and is not gambling, legal, or financial advice.
No affiliate links: this page has no paid operator placements or commission links. A sister-brand handoff to AskCasinoAI, when it appears, is a network link — not an affiliate offer. Read the full affiliate disclosure.
Want the concept, not the numbers? Read the companion guide: what wagering requirements actually mean.